Business banking that ends manual reconciliation
Connect directly to Xero, FreeAgent, Sage, and QuickBooks. Your transactions sync automatically, so you can stop exporting CSVs and cut the time you spend on reconciliation each week.
Trusted by operations teams across the UK
Join 800,000+ businesses that have simplified their financial operations with Monzo Business.
"I can spend more time doing the things I enjoy, which is why I started my business in the first place."
"I used to spend a lot of time doing accounts. Now, it's instant."
"The account and app make everyday banking quick and simple."
Security, compliance and account details
UK-regulated banking with FSCS protection—everything operations teams need to know.
Read Business FAQsWho can apply for Monzo Business?
Only sole traders or limited company directors in the UK can apply. Terms and conditions apply.
What plans are available and how much do they cost?
Your account comes with the free Lite plan. You can upgrade to Pro for £9 a month, or Team starting from £25 a month. Ts&Cs apply.
Are my deposits protected?
Your eligible deposits may be protected by the Financial Services Compensation Scheme (FSCS) up to £120,000.
Do you offer overdrafts or loans?
Overdrafts and loans are available for eligible sole traders with a Monzo Business account, 18+, subject to eligibility and Ts&Cs.
Can I connect my accounting software?
Yes. Connect Xero, FreeAgent, Sage or QuickBooks to automate bookkeeping and save time on admin.
Resources
From the Monzo Business blog
Product updates, money tips and customer stories to help you run your business.
Ready to consolidate departmental spending in one view?
Issue team cards with central controls that keep you in charge of every transaction. Categorize expenses by department, set limits, and get full visibility in minutes instead of hours of manual reconciliation. Start today and reclaim operational hours you've been losing to scattered spend tracking.