Turn expense chaos into control
Give your finance team the visibility and tools they need to manage spend effectively.
• Get real-time visibility into company spending
• Capture receipts instantly from any mobile device
• Sync directly with your accounting system to close the books faster
Trusted by finance teams across the UK
Join 800,000+ businesses that have streamlined their expense management with Monzo Business.
"I can spend more time doing the things I enjoy, which is why I started my business in the first place."
"I used to spend a lot of time doing accounts. Now, it's instant."
"Finally, complete visibility into team spending without the end-of-month scramble."
Questions finance teams ask
Everything you need to know about security, integrations, and expense management.
Read Business FAQsWho can apply for Monzo Business?
Only sole traders or limited company directors in the UK can apply. Terms and conditions apply.
What plans are available and how much do they cost?
Your account comes with the free Lite plan. You can upgrade to Pro for £9 a month, or Team starting from £25 a month. Ts&Cs apply.
Are my deposits protected?
Monzo is a regulated UK bank. Your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000—giving you the security of traditional banking with modern fintech speed.
Do you offer overdrafts or loans?
Overdrafts and loans are available for eligible sole traders with a Monzo Business account, 18+, subject to eligibility and Ts&Cs.
Can I connect my accounting software?
Yes. Connect directly to Xero, FreeAgent, Sage or QuickBooks for automated transaction sync and consistent categorisation. No more manual data entry or reconciliation headaches.
Resources
Insights for finance professionals
Tips on expense management, accounting integrations, and improving your financial workflows.
Ready to transform your month-end?
Apply in minutes for a business account with mobile receipt capture, controlled expense cards, and direct Xero & QuickBooks integrations. Cut days off your close—backed by FSCS protection.