Close your books faster with expense cards
Stop chasing receipts. Mobile capture prompts ensure your field teams submit immediately, while required categories give you the spend context you need—right when you need it.

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Expense management FAQs
Key details about expense cards, team controls, accounting integrations and deposit protection.
Read Business FAQsHow do expense cards help with receipt management?
Team members receive instant mobile prompts to capture receipts when they spend. Required transaction descriptions and categories ensure you always know the purpose behind every expense.
What plans are available and how much do they cost?
Team plans start from £25/month and include expense cards with spending controls. Pro plans are £9/month, and there's a free Lite plan to get started. Ts&Cs apply.
Are my deposits protected?
Your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000—giving you peace of mind for your business funds.
Do you offer overdrafts or loans?
Overdrafts and loans are available for eligible sole traders with a Monzo Business account, 18+, subject to eligibility and Ts&Cs.
Can I connect my accounting software?
Yes. Sync with Xero, FreeAgent, Sage or QuickBooks to automate bookkeeping. Every categorised expense flows directly into your accounting system, reducing manual reconciliation.
Resources
From the Monzo Business blog
Product updates, money tips and customer stories to help you run your business.
Ready to gain complete spend visibility?
Set up in minutes with expense cards that capture receipts automatically, require spend descriptions, and sync with your accounting software. Friendly human support available whenever you need it.