Capital One: Eliminate friction with accurate identity signals
Experian's real-time identity verification platform delivers connected data and layered authentication via API. Get unified, consistent identity signals across mobile and web that reduce false positives and unnecessary step-ups.
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""It is useful for keeping track of my credit activity. I especially like the alerts that show when something changes on the report.""
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""Experian is super easy to use and I like that you can lock/unlock your credit report as you need. I also like the alerts if your information is compromised.""
Common Questions About Enterprise Identity Verification
Answers for fraud and identity strategy leaders evaluating verification and prevention solutions.
Sign up for freeHow does your platform address inconsistent identity signals across channels?
Our platform unifies identity data from multiple sources to provide consistent signals across mobile, web, and other channels. This removes the fragmentation that generates false positives and helps your team make confident decisions on every transaction.
How can we reduce manual fraud reviews during onboarding?
Automated identity verification with layered checks produces high-confidence decisions in seconds. This reduces manual review queues and prevents customer abandonment at the point of application.
What kind of API integration is required?
A single API integration consolidates fragmented data sources and provides unified access to connected identity data and real-time risk signals. This replaces the need to manage multiple vendor relationships and data feeds.
How do you protect against account takeover throughout the customer lifecycle?
Our platform monitors accounts continuously from initial onboarding through every subsequent transaction and profile change. Real-time alerts flag suspicious activity at each touchpoint, providing coverage across the entire account lifecycle to detect threats as they emerge.
What enterprise-grade security measures are in place?
We maintain SOC 2 Type II certification and adhere to industry standards including PCI DSS and GDPR requirements. All data is encrypted in transit and at rest, with multi-layered access controls and regular third-party security audits to meet the security expectations of financial services organizations.
Stop fraud without losing good customers
Experian helps you detect fraud and verify identities with precision at scale. Approve more legitimate customers faster, reduce false positives that frustrate good users, and lower account takeover losses by catching actual threats. Ready to improve your fraud strategy? Contact us for a consultation.