Clear audit trails. Zero email chaos.
Stop chasing email approvals and manual bank transfers. Get built-in approval workflows, expense cards that categorise spending automatically, and faster reimbursements so your team sees transparent project expenses with less admin.
Trusted by UK businesses for better operations
Over 800,000 businesses have cut their financial admin time with Monzo.
"I can spend more time doing the things I enjoy, which is why I started my business in the first place."
"I used to spend a lot of time doing accounts. Now, it's instant."
"The account and app make everyday banking quick and simple."
Questions about security and features
Monzo is a fully regulated UK bank. Your business account comes with the security and compliance infrastructure you'd expect, plus features designed to make banking simpler.
Read Business FAQsWho can apply for Monzo Business?
Only sole traders or limited company directors in the UK can apply. Terms and conditions apply.
What plans are available and how much do they cost?
Your account comes with the free Lite plan. You can upgrade to Pro for £9 a month, or Team starting from £25 a month. Ts&Cs apply.
Are my deposits protected?
Monzo is a fully regulated UK bank. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per financial institution.
Do you offer overdrafts or loans?
Overdrafts and loans are available for eligible sole traders with a Monzo Business account, 18+, subject to eligibility and Ts&Cs.
Can I connect my accounting software?
Yes. Connect Xero, FreeAgent, Sage or QuickBooks to automate bookkeeping and save time on admin.
Resources
From the Monzo Business blog
Product updates, money tips and customer stories to help you run your business.
Ready to take control of your project expenses?
Move from chasing email receipts to proactive financial controls with built-in approval workflows and expense cards that categorise transactions automatically. Get full visibility with clear audit trails that keep your project spend traceable and organised. Apply in minutes and your funds are protected by FSCS up to £85,000.