Take control of employee spend and keep your books accurate
Stop chasing receipts and fixing journal entries. Monzo gives you one platform to manage all your company cards with the controls and integrations you need.
• Issue cards to every employee with custom spend limits and policy rules
• Connect directly to Xero, Sage, or QuickBooks for automatic transaction matching
• Eliminate mis-synced transactions and manual corrections
Trusted by UK businesses for accurate finance operations
Join 800,000+ businesses that rely on Monzo Business for easier bookkeeping and financial management.
"I can spend more time doing the things I enjoy, which is why I started my business in the first place."
"I've cut out hours of manual reconciliation. Everything just syncs automatically now."
"The account and app make everyday banking quick and simple."
Finance team FAQs
Get the accounting integrations, regulatory protection, and expense controls your finance team needs.
Read Business FAQsWho can apply for Monzo Business?
Only sole traders or limited company directors in the UK can apply. Terms and conditions apply.
What plans are available and how much do they cost?
Monzo offers three plans. Lite is free, Pro is £9 a month, and Team starts from £25 a month. Team is best for expense cards, spend controls, and centralised management. Ts&Cs apply.
Are my deposits protected?
Monzo is a regulated UK bank, authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Eligible deposits may be protected by the FSCS up to £120,000.
Do you offer overdrafts or loans?
Overdrafts and loans are available for eligible sole traders with a Monzo Business account, 18+, subject to eligibility and Ts&Cs.
Can I connect my accounting software?
Monzo Business works with Xero, Sage, and QuickBooks, so your transactions sync automatically in near real-time. That means fewer manual exports and less time spent on journal corrections. We also support other accounting tools and integrations to fit the way you work.
Resources
From the Monzo Business blog
Product updates, money tips and customer stories to help you run your business.
Take control of company spend
Set spending limits across your team with company expense cards that connect directly to your accounting platform. You get full visibility into every transaction, round-the-clock support when you need it, and the confidence of banking with a regulated UK institution. Open your account today and start managing spend smarter.